# Personal Loan EMI Guide

When you take a personal loan, the biggest monthly impact is your **EMI (Equated Monthly Installment)**.

## What affects your EMI?
1. **Loan amount**
2. **Interest rate**
3. **Tenure** (months/years)

## Quick planning tip
Try 23 different tenures in the calculator. A longer tenure reduces EMI, but usually increases total interest.

Use the tool: **/calculator/personal-loan-emi**

# Personal Loan EMI Guide

When you take a personal loan, the biggest monthly impact is your **EMI (Equated Monthly Installment)**.

## What affects your EMI?
1. **Loan amount**
2. **Interest rate**
3. **Tenure** (months/years)

## Quick planning tip
Try 23 different tenures in the calculator. A longer tenure reduces EMI, but usually increases total interest.

Use the tool: **/calculator/personal-loan-emi**