financial
Personal Loan EMI Guide: Estimate EMI and Compare Tenures
A simple guide to calculating EMI for a personal loan and using the calculator to compare interest rates and loan tenures.
Rajesh Kumar
Financial advisor focused on practical loan planning and budgeting.
January 5, 2026
3 menit baca
#Personal Loan#EMI#Loans#Finance
# Personal Loan EMI Guide
When you take a personal loan, the biggest monthly impact is your **EMI (Equated Monthly Installment)**.
## What affects your EMI?
1. **Loan amount**
2. **Interest rate**
3. **Tenure** (months/years)
## Quick planning tip
Try 23 different tenures in the calculator. A longer tenure reduces EMI, but usually increases total interest.
Use the tool: **/calculator/personal-loan-emi**
Rajesh Kumar
Financial advisor focused on practical loan planning and budgeting.
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